Privacy - Verse

Privacy Policy

Processing of personal data by DECENTRALIZED GLOBAL PAYMENTS, S.L.

In accordance with the provisions of Organic Law 5/1999, of 13 December, on Protection of Personal Data (hereinafter, LOPD), the users of VERSE (hereinafter, the Application) are informed that the personal data they provide when registering with the Application, and any data that they provide in future resulting from the use of the Application, and any data obtained from the Payment Institution identified in the General Conditions of Access and Use for VERSE (hereinafter, the Conditions), will be included in an automated file owned by DECENTRALIZED GLOBAL PAYMENTS, S.L. (hereinafter, DGP) with registered offices at C/ Arago nº 224, 2-1, 08011 Barcelona, for the purpose of complying with and managing the legal relationship entered into with the User, managing their use of the Application, verifying compliance with the Conditions, administering their public profile, responding to requests and other communications sent to us, and forwarding them communications, including via email and other digital or telematic means, regarding their contract, the Application, and their activity within it.

The provision of said data is compulsory, failing which DGP will not be able to provide the service requested via the Application.

Users are likewise informed that DGP may compile, transmit, store and use technical information, regarding location and session initiation or other personal and related information, including, but not limited to, technical information about their device, their system and application software, as well as their peripherals, and information related to their location, which is periodically obtained to facilitate Application updates and product support, for security reasons, for marketing and other services supplied to you (where applicable) that are related to the Application.

Users may activate or deactivate automatic notifications by changing the settings on the Smartphone where they have downloaded the Application or as we may otherwise indicate in the Application.

The User understands that the use of the Application may require certain technologies, systems and services provided by third-parties other than DGP, such as, for example, payment processors, payment networks, Wi-Fi providers, NFC readers and related technologies, Wireless Service Providers and other telecommunications companies, and Internet service providers, external software developers (including developers and suppliers of mobile device operating systems) and external mobile device manufacturers. It is possible that we may need to share certain information with such third-parties to provide you with the Application’s services. Such third-parties may be located within the European Economic Area or in other countries, some of which may not offer an equivalent level of protection as that existing in said Area. The User authorised DGP to explicitly share this information with such third-parties to provide you with the Application’s services.

Without prejudice to the terms of the previous paragraph, the personal information will be used by DGP and may be communicated to Verse Technologies, Inc. and to Financial Intelligence, S.L., companies that are linked to DGP, when required for the maintenance, development and management of DGP’s and the Application’s activities, and to meet and ensure compliance on the part of DGP with their legal and contractual obligations. Verse Technologies, Inc. is the parent company of DGP and is located in California, in the United States of America, a country which does not offer an equivalent level of data protection as that available in the European Economic Area, and therefore by accepting this confidentiality policy the User is expressly accepting the international transfer of their data to said company for the purposes indicated.

To comply with certain services provided by the Application, the Application needs to access the Contacts list on the Smartphone where it has been installed, which the User expressly authorises. Should the User deny said authorisation or cancel it in future, it will not be possible to use the Application.

When the User orders or requests payment be made to a contact in their Contacts list who does not use the Application (hereinafter, a third-party) DGP is authorised to send a notification to the mobile phone of said third-party in the User’s name and representation so that the third-party may register, if they so wish, with the Application and thereby execute the payment request or order made by the User. The third-party’s personal information, which DGP receives from the User is solely and exclusively for the purposes indicated, and shall not be communicated to other third-parties unless required due to the nature of the service, and which will in such cases be limited to the purpose stated. In any event, it is understood that the User will have previously informed said third-parties regarding the processing of their data according to this confidentiality policy and that their consent has been provided, exempting DGP from any liability in this respect. DGP reserves the right to exclude from the services it provides an User that has provided false information, without prejudice to any other applicable action under Law.

Users and interested third-parties may at any time exercise their rights of access, rectification, cancellation and/or opposition to their personal information according to the provisions of the LOPD by sending a message to hello@joinverse.com, or by post to the aforementioned registered offices.

Processing of personal data by EASY PAYMENT AND FINANCE, EP, S.A.

Users of the Application are informed that the personal data they provide when registering with the Application, and any data they provide in future as a consequence of the use of the Application, with the exception of the photo associated with their public profile, will be included in files owned by EASY PAYMENT AND FINANCE, EP, S.A. (hereinafter, Payment Institution) with registered offices at calle Alonso Heredia 2, 28028, Madrid, for the purpose of complying with the legal relationship entered into with the User, managing the payment process initiated via the Application, responding to requests and other communications sent to us and forward communications, including via email and other digital or telematic means, regarding the contract signed with the User, the execution of operations initiated via the Application and any other communication relating to the payment services provided by the Payment Institution to the User.

The provision of said data is compulsory, failing which the Payment Institution will not be able to provide the payment service requested via the Application.

The third-party personal information, which the Institution receives to comply with the payment services requested, shall be solely and exclusively used for the purposes indicated, and shall not be communicated to other third-parties unless required due to the nature of the service, and which will in such cases be limited to the purpose stated.

The personal information shall be used by the Payment Institution and may be communicated to third-party suppliers and/or service providers when required for the maintenance, development, management and control of the relationship established with the User, for the maintenance, development and management of the Payment Institution’s activities, and to meet and ensure compliance on the part of the Payment Institution with their legal and contractual obligations. Such companies may be located within the European Economic Area or in other countries, some of which may not offer an equivalent level of protection as that existing in said Area.

The User is informed that their consent is not required for the communication and processing of their personal data by payment systems and payment service providers that is necessary to guarantee compliance with this contract, and to guarantee the prevention, investigation and discovery of fraudulent payments.

The credit institutions and other payment service providers, and the payment systems and related technology service providers who are sent the data needed to execute the transactions performed by virtue of this contract, may be obliged by State legislation in the area where they operate, or by agreements reached with it, to facilitate information about these transactions to the authorities or official bodies in other countries, located both inside and outside of the European Union, in the context of the fight against the financing of terrorism and severe forms of organised crime and the prevention of money laundering.

Users may at any time exercise their rights of access, rectification, cancellation and/or opposition to their personal information according to the provisions of the LOPD by sending a message to the email address hello@joinverse.com, or by post to the aforementioned registered offices.